Should I Go Back to College?

Ok, as if life isn't busy enough or I don't have enough to do, I am now contemplating going back to college. When Mike and I got married, I quit school so I could work full-time so we could afford to live. The plan was always for me to finish college when the kids were in school. Fast forward 9 years, and we've decide to home school, which makes attending classes practically impossible. However, in this day and age, I could attend college online and not have to go anywhere.

I do want to finish my teaching degree just in case something happens to Mike, I would be able to support the girls and myself while still feeling like I had adequate time to be a mom. It would also be beneficial in the event that Montana decides homeschoolers need a teaching credential. Many states require the mom to have a teaching certificate or be monitored every three months by the state. So far, the only regulation in Montana is that I notify the superintendents office and agree to teach a curriculum comparable to what is taught in public school and keep attendance records. I want to protect my right to home school, and right now getting my degree and teachers certificate seems the most practical way to do so.

Please pray for this decision. We don't have the finances to do this, so I would either have to have grants, scholarships or student loans. I am not wanting to go into debt for this.